PERANCANGAN SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PEMBERIAN KREDIT PADA PT BPR PRIMA MULTI MAKMUR

Abstract

PT BPR Prima Multi Makmur is one of the credit banks in Pontianak. PT BPR Prima Multi Makmuris a people's credit bank that serves conventional business activities and has various banking products that suitthe needs of the community. PT BPR Prima Multi Makmur also provides credit services to its customers. However,currently, the creditworthiness analysis system for BPR is not yet computerized, so it takes a longer time to decideon lending to its customers. With the problems faced by BPR, it requires an information technology such as adecision support system in order to facilitate BPR in making decisions in granting credit to prospective creditcustomers. The data collection technique used is descriptive. The system analysis technique uses object-oriented techniques using the Unified Modeling Language (UML) modeling language. The system design application used is Visual Studio Code as a code editor and the programming language used by the author is Hyper Text MarkupLanguage (HTML), Cascading Style Sheet (CSS), and Hypertext Preprocessor (PHP) as well as database storagemedia, namely MySQL and a server that used is XAMPP. The results of this study are a web-based decision supportsystem that can facilitate BPRs in making decisions. The author has a website-based decision support system usingthe Analytical Hierarchy Process (AHP) method so that decision making in lending is more structured. Keywords : Decision support system (DSS), Determination of Creditworthy customers, AHP Method.