PERANCANGAN SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PEMBERIAN KREDIT PADA PT BPR PRIMA MULTI MAKMUR

Abstract

PT BPR Prima Multi Makmur is one of the credit banks in Pontianak. PT BPR Prima Multi Makmur
is a people's credit bank that serves conventional business activities and has various banking products that suit
the needs of the community. PT BPR Prima Multi Makmur also provides credit services to its customers. However,
currently, the creditworthiness analysis system for BPR is not yet computerized, so it takes a longer time to decide
on lending to its customers. With the problems faced by BPR, it requires an information technology such as a
decision support system in order to facilitate BPR in making decisions in granting credit to prospective credit
customers. The data collection technique used is descriptive. The system analysis technique uses object-oriented
techniques using the Unified Modeling Language (UML) modeling language. The system design application used
is Visual Studio Code as a code editor and the programming language used by the author is Hyper Text Markup
Language (HTML), Cascading Style Sheet (CSS), and Hypertext Preprocessor (PHP) as well as database storage
media, namely MySQL and a server that used is XAMPP. The results of this study are a web-based decision support
system that can facilitate BPRs in making decisions. The author has a website-based decision support system using
the Analytical Hierarchy Process (AHP) method so that decision making in lending is more structured.

Keywords : Decision support system (DSS), Determination of Creditworthy customers, AHP Method.